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This 15 Year Old Who Has Never Made Money Probably Knows More About Money Than Most Adults

From the NY Times "Bucks" blog:

“My future’s holding a job
Working hard all day
Throwing money in the bank
Toward my 401(k).”

Those are the words to a rap by Blake McGuire, a 15-year-old high school freshman from Indianapolis who was the winner of this year’s Money Matters Music Mogul contest.

The contest is sponsored by the Boys and Girls Clubs of America and the Charles Schwab Foundation, which supports “Money Matters: Make it Count,” a financial literacy program for teenagers, at 2,900 clubs nationally.

The rap isn't half bad, though the grammar could use some work but HEY it's rap, right? Money all that matters… or something.

Young Blake hasn't worked a day in his life yet but surely he will use his newfound financial literacy to live a frugal, successful life free from the burden of debt, worry and broke ass hoes.

Mr. McGuire said that before he took the six-week class last fall at a local Boys and Girls Club, he didn’t think much about finances. He said he had done some work for his stepfather but hasn’t held a job yet. “I didn’t know the importance of financial issues,” he said. But in the class, he said, “They taught us about everyday budgeting, spending money, college savings, loans, 401(k)s, C.D.’s, I.R.A.s.”

Please be nice in the comment section, this is a child after all. And a future balla.